Union Budget 2013 -14 Highlights Pdf Download

Finance Minister of India Mr. P Chidambaram  today (28th February 2013, Thursday) has presented the Union Budget for the financial year 2013-14. This is his 8th Union Budget.  This budget is considered to be  one of the most highly anticipated budgets of recent years, a blueprint for austerity that forms the centrepiece of India's efforts to stave off a damaging credit ratings downgrade.The Union Budget for 2013-14 aims at higher growth rate leading to inclusive and sustainable development as ‘mool mantra’.

download here

Correction of Sentences in English

Friends, today we shall discuss one of the very important topics of SBI PO and other competitive exams' English Section Correction of Sentences or Correct usage of words in English. In this type of questions, each sentence is divided into four parts and each part is marked below as A, B, C, and D. There is a mistake in any one part of the sentence. The students are required to detect which part contains the mistake. If there is no mistake in any part of the sentence, it should be marked as No Error (Option E).

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Meet the First Female President of South Korea - Park Geun-Hye

The 61 year old Park Geun-Hye of the conservative Saenuri party became South Korea’s first woman president today (Monday, 25th February 2013) vowing to secure the nation against the threat of an increasingly hostile North Korea, while simultaneously signaling a new drive for greater engagement with Pyongyang.

IBPS Specialist Officers Previous Paper Held on 11-3-2012 - IT Officers

41.  Override is a method __________

       a.    For an operation that replaces an inherited method for the same operation

       b.    For a data that replaces an inherited method for the same operation

       c.    For an operation that takes arguments from library function

      d.    All of these

      e.    None of these

85th Oscar Awards Winners List 2013

The 85th Oscar Awards ceremony for the year 2013 (also known as Academy Awards) the worlds BIGGEST set of awards annually given for excellence of cinematic achievements, held yesterday (Sunday, 24th February 24 2013) at the Dolby Theater in Hollywood, California. The ceremony was hosted by Seth MacFarlane. The Academy of Motion Picture Arts and Sciences (AMPAS) presented its annual Academy Awards to honor the best films released in the year 2012 in the United States.

SBI PO 2013 Study Materials

So friends, Finally we are daring to update study materials for the upcoming SBI Probationary Officers Exam.

We have devided this Study Materials Section into 3 Parts. Important Links, Previous Papers and Study Materials.

Important Links : This part will give you basic information of SBI PO Exam, like detailed Notification, Syllabus and Last year's cutoff marks etc

• SBI PO Exam Notification 2013
• Last Year's SBI PO Exam Cutoff Marks Details

How to Manage time in SBI PO Exam ?

The SBI PO exam is of 250 marks (200 for Objective and 50 for Descriptive). No need to bother about the Descriptive Paper's time management. As you will get enough time to answer that paper. So, in this post we will mainly focus on the Objective Paper. For objective paper there will be 200 Questions and you should solve these questions in 120 minutes. So,  200 questions in 2 hours (120 minutes) come out to be 36 Seconds per question. It may seem daunting but its not the end of the worlds since we aren't attempting every question. If you can attempt 165 to 175 questions (180 is excellent) with 90 percent accuracy, you've done a good job.

State Bank of Patiala (SBP) Interview Experience Shared by Mayank Sharma

Friends, here is the interview experience of State Bank of Patiala Assistants shared by our friend Mr Mayank Sharma. We are thankful to him on behalf of our readers and team members for his great contribution. We wish him great success in his Interview. Here is his interview experience in his own words.

Professional Knowledge Section of IBPS IT Officers Previous Paper

31.    In a relational schema, each tuple is divided into fields called
         a.    Relations
         b.    Domains
         c.    Queries
         d.    All of these
         e.    None of these 

IBPS IT Officers Professional Knowledge Section Previous Paper

21.    Which of the following is a universal gate ?
         a.    AND
         b.    OR
         c.    EX-OR
         d.    NAND
         e.    None of these

Previous Paper of IBPS IT Officers Professional Knowledge Section

<< Previous

11.    From what location are the 1st computer instructions available on boot up?
        a.    ROM BIOS
        b.    CPU
        c.    Boot.ini
       d.    CONFIG.SYS
       e.    None of these

IBPS IT Officers Previous Paper - Professional Knowledge Section

Friends, finally we managed to provide you with the previous paper of IBPS IT Officers Exam (Professional Knowledge Section) which was held on 11th March 2012. Hope this will give you a good idea on the structure of the professional knowledge section of upcoming IBPS IT Officers Exam. All the best Happy Reading :)

Canara Bank Recruitment of Specialist Officers 2013

Good News friends, Canara Bank has came out with 570 vacancies of Specialist Officers. The bank is inviting Online Applications for filling up of its Specialist Officers post from eligible Indian Aspirants. The candidates can apply online from 25th February 2013 to 6th March 2013.

Register your Preferences of Banks for IBPS PO II Now

Friends, finally IBPS has made the Registration Link of  order of preference of Banks for PO II successful candidates.You can register from the below link from 20th February 2013 to 28th February 2013. All The Best

IBPS Rajbhasha Adhikari Previous Paper Free Download

Friends, here is the Completely Solved previous paper IBPS Specialist Officers' Rajbhasha Adhikari (Scale I) Exam. This exam was held on 11th March 2012. 

This paper consists of 200 questions among which 50 from Reasoning, 50 from English Language, 50 from General Awareness (with special reference to banking industry) and last but not the least... a very important one, test Professional Knowledge section. This section consists 50 questions from HINDI Language (please do check the pdf file for detailed understanding). In the pdf file provided in the below link,

Marketing Aptitude Study Material for SBI PO Exam

Friends, here is the Pdf file of Marketing Aptitude Study Material for the upcoming State Bank of India Probationary Officers Exam. This material consists all the important topics of marketing which are necessary for SBI PO exam, and to make this small pdf file a complete reference guide, we have included the previous papers of SBI PO and SBI Associates PO Exams. Hope you will find it useful. Just download this file and prepare well. Please feel free to use the comments section below if you have any doubts or comments... We are planning to post more practice papers of marketing. You will get them soon... All the best and happy reading :)

Marketing Aptitude Model Papers for SBI PO Exam - Set 1

Friends, here is the Marketing Aptitude Practice paper for SBI PO Exam. Happy Reading :)

1.       A _______ is a need that is sufficiently pressing to direct the person to seek satisfaction?

a.       Motive

b.      Want

c.       Demand

d.      Requiredment

e.      None of these

January Month Current Affairs Free Download - International Events

Friends, here is the pdf file of January 2013 Month 's Current Affairs (International Events). You can download this file from the below link. We made this pdf file by keeping upcoming competitive exams in mind. We tried our best to cover all the important international events occurred in the month of January 2013. We hope this little effort of us will come in handy for your preparation. We are presently working on remaining sections and you will get them in two days. All the best and Happy Reading :)

Essay Writing Tips for Competitive Exams - Drafting

In our last posts we have discussed the basic concepts of essay writing. So it is advisable to read those posts before reading this last post.

Read

Lesson I here

Lesson II here

Lesson III here and
Lesson IV here

In our previous posts, we have discussed about Preparation and Planning our Essay Writing.. In this post we shall discuss about the final stage of letter writing.

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Essay Writing Tips for Bank Exams Descriptive Paper - Planning

This is the Lesson IV of our Bank Exams Descriptive Paper Writing (Essays) Lesson Series. Before reading this article, it is advisable to read previous lessons first. 

In our previous post we have discussed about Preparation of Essay. In this post we shall discuss about Planning.

Planning

The ideas thus generated need to be logically arranged. Main ideas and supporting (subordinate) ideas need to be properly grouped together. Identify main ideas and group the relevant ideas around each of them. Develop each main idea into an independent paragraph. This exercise will help you decide on how many paragraphs your essay will have. While planning you can use tree diagrams, a table / column or note-form as follows.

• Topic : English in the 21st Century
• Introduction :
• English as the world language
• Spread of English - an overview
• Facts about English :
• Users of English
• English as a window to the world
• Literature
• Culture
• Ideas
• Use in business, trade and industry
• Information Technology :
• Dominance of Information Technology
• Role of English in IT
• Conclusion

Essay Writing Tips for Bank Exams Descriptive Paper - Preparation

Friends, this is the Lesson III of our Essay Writing for Competitive Exams' Descriptive Papers series.

Preparation :

Any piece of composition has a topic, a purpose, a point of view, and an intended reader. When we write an essay we have a definite purpose like narrating, persuading, or writing an exposition. Our reading, experiences and imagination help us develop an approach which decides the treatment given to a topic of the essay. By keeping the reader in mind we decide the appropriate organization and style. The following are the major activities performed at this stage of essay writing.

How to Write Essays for Bank and Other Competitive Exams

To write a good essay, you must first plan it properly. In descriptive and narrative essays, you can describe or narrate things in a chronological manner. If it is an exhibition you are describing, after a short introduction, start with the entrance and proceed as you would go along; different stalls, decor and display, any eye catching or exciting thing, people,k your feelings of happiness or boredom etc. If it is a train journey follow the chronology, how it started, what you felt, how you enjoyed and how it ended.

SBI PO Descriptive Paper Essay Writing - Introduction

In real life situations we express our feelings, ideas and thoughts largely through the spoken medium where as in academic situations expressing and thinking is done mainly through writing. The ability to collect, select, arrange and use information is developed through essay writing. While writing an essay aspirants are constantly judging, analyzing, self examining and self correcting. Thus writing an essay can be looked at as an exercise in thinking and self understanding. This is the main reason why they ask you to write essays in bank exams' descriptive paper.

SBI Specialist Officers Exam Results Out

The State Bank of India (SBI) has announced the list of Shortlisted Candidates for the recruitment of Specialist Officers (Asst Gen. Manager (Economist) & Manager (Economist)). The interviews for both the posts will be held on 22nd February 2013. The call letters containing date, time and place of interview, have been sent by registered post and also mailed on their registered e-mail addresses. Check complete details below.

SBI Clerks Phase II Results Out

The State Bank of India (SBI) has announced The list of selected candidates in Phase-II who have qualified for appointment as Assistants & Stenographers in State Bank of India. The written exam for this recruitment was held on 27th May 2012 and 3rd June 2013. The interviews for the same were conducted during December (2012) and January (2013) months. Now the bank has declared the final results. You can download detailed list below. The offer letters to the sucessful  candidates will be issued by concerned Local Head Offices of the Bank seprately. All the Best

Previous Model Paper of SBO PO with Solutions Pdf Download

Friends, we have already updated the previous paper of SBI Probationary Officers Exam held on 18th April 2010. You can download that from here. Today we are giving you the previous paper of State Bank of India PO exam held on 9th January 2005. We are giving this in pdf format so that you can download this in your computer and practice. Set time and try to solve the paper. Check your answers with the answers key provided at the end of the paper. If you have any doubts, you can refer to the detailed solutions given at the end of the paper. We are presently working with more previous papers and study materials of SBI PO Exam. You can get them soon. All the best and Happy Reading :)

Pope Benedict resigns, became the First Pontiff in Six Centuries to Resign

Pope Benedict XVI  surprised the world by saying he is going to Retire. The spiritual leader of 1.2 billion Roman Catholics announced his decision to step down in a speech in Latin yesterday (Monday, 11th February 2013) to a small group of cardinals, saying he no longer had the vitality to perform his duties. Only two top Vatican cardinals were informed beforehand. and becoming the first pontiff to step down since the Middle Ages (600 years).

IBPS Technical Officers Study Material for Electrical, Electronics & Communications

Friends, from today onwards we've planned to publish study materials for IBPS Technical Officers. As an initiative we are starting with the basics of Electrical / Electronics / Electronics and Communication. We will try to cover all the basic important topics of these three sections. In this post we shall discuss about Materials (what we mean to say is Materials and Components) of Electrical Engineering. An important topic for aspirants from both Electronics and Electronics & Communications backgrounds.

Software Engineering Study Material for IBPS IT Officers Exam - Pdf Download

Friends, here is the Study Material of Software Engineering for your upcoming IBPS IT Officers Exam. In this pdf file we have covered all the basics of Software Engineering in questions and answers format so that it will be useful for you to get basic idea on all concepts. We hope this small pdf file will be helpful for you to get good marks in the professional knowledge section of IT Officers Exam. 

Meet the winners of British Academy Film Awards (BAFTA Film Awards) 2013

Friends, The 66th British Academy Film Awards (also know as the British Oscars) took place yesterday (10th February 2013) at The Royal Opera House  in London, England. Director-producer-star Ben Affleck’s historical drama “Argo” won 3 categories including the Best Film Award. As expected, Daniel Day-Lewis of Lincoln fame won the Leading Actor Award. While Emmanuelle Riva of Amour named as the Best Leading Actress. Check complete details below...

Data Strutures (DS) Study Material for IBPS IT Officers Exam - Pdf Download

Friends, here is the Study Material of Data Structures which will be useful for your upcoming IBPS Specialist Officers (IT Officers) Exam. We made this pdf in question and answer format so that it will be easier for you to prepare. We tried to cover almost all basic important points of Data Structures which are important for the IT Officers exam. It hardly will take 30 minutes to complete reading this file. 

Afzal Guru, The Parliament attack plotter Executed

Three months after the execution of 26/11 attack convict Mohammed Ajmal Amir Kasab now its the turn of Afzal Guru. The Parliament attack convict Afzal Guru was hanged at 8 am today (Saturday - 9th February 2013) inside Delhi's Tihar Jail in a top-secret operation .  The Jaish-e-Mohammad terrorist has been buried inside the jail itself after his Execution.

IBPS PO II Interview Result Out

Good News Friends, IBPS has announced its Probationary Officers II Interview Result.

Check your Interview Result of IPBS PO II Here

In order to obtain your result, you should give your Registration Number / Roll Number (and) Password / Date of Birth

Note : The minimum qualifying marks in interview is 40% for General (35% for SC/ST/OBC/PWD categories) 

Check Detailed Vacancy List Here

All The Best

Practical Techniques you should follow to Improve your Reading Speed

This article is posted as the LESSON 3 under the lecture series of Reading Comprehension Exercises of Competitive Exams. If you are new to this series please go through our Lecture Series I and II to get  complete knowledge on the topic.

Read Lesson I here

Read Lesson II here

Friends,  first let us try answer one question, Why does the reading speed differ from person to person? Let us take a statement...

Important Tips for Reading Comprehension

1. Understand the given topic in your own words

I remember when we used to write essays or ‘compositions’ in school. We always started out making a road map of key words which reflected our ideas. After we came up with a skeleton for the essay, we began putting it together; filling in all the blanks with sentences and words. We kept just two things in mind – never lose track of the ideas and their sequence, and use big words with impeccable grammar. It was guaranteed we’d get good marks on our essay.

A reading comprehension passage in the GRE, is just that. It is a thread of ideas – basic ideas, with big words and embellishment that sometimes confuse the readers, rather than helping them understand what exactly is being talked about. The way we can begin understanding what is being said, is to try and get the passage back into it’s simple form. That is your first tip.

Don’t lose the structure of the passage. When a passage is split into paragraphs, it means that each paragraph is based on a different aspect of the topic. For example, the first paragraph may deal with a certain theory, the second paragraph may tell you how the theory came about, and the third paragraph outlines the objections that this theory faces from various quarters.

The ETS Website gives us a few guidelines to follow. They are the people who make the test, so it would be prudent to listen to what they have to suggest:

• Try to distinguish main ideas from supporting ideas or evidence.
• Try to distinguish ideas that the author is advancing from those he or she is merely reporting.
• Try to distinguish ideas that the author is strongly committed to from those he or she advances as hypothetical or speculative.
• Try to identify the main transitions from one idea to the next.
• Try to identify the relationship between different ideas. For example:
  • Are they contrasting? Are they consistent?
  • Does one support the other?
  • Does one spell the other out in greater detail?
  • Does one apply the other to a particular circumstance?

To do #1: Read the passage quickly, once – This is called skimming. Then read it slowly. Write down keywords and ideas in simple form; each paragraph is a main idea or collection of actions. Find them, understand how the keywords link to the next. If you understand the relationships between keywords or actions and their consequences, half your work is done. This is summarizing the passage in your own words.

2. Understand what is being asked in the RC Questions

The same principles apply here too. Interpret the questions into your own words! Don’t just read the questions and try to find similar words in the passage and try to answer – this is the wrong way to go about it. The ETS people know that test takers employ this (wrong) strategy, so they construct questions in such a way, that people solving the Reading Comprehension in this fashion almost always get the answers wrong. The best way to tackle them is to INTERPRET the questions into your own words. Compare with the ideas that you have earlier summarized from the passage.

Don’t read the answers as soon as you finish reading the questions. I know this may seem counter-intuitive because some questions end in “which of the following” or some similar phrase. When this happens, replace the “which of the following” with a “what”. This will help you get the right answer from your earlier summary. Even questions that seemingly force the test taker to look at the options and then compare with the passage can be approached in this fashion. You have to remember that as long as your summary is perfect, all the answers can be obtained from it.

Some answers have words which are directly taken from the passage, but are actually the wrong choices. When someone has just gone through the passage, these are words that tend to stick in memory. When the same words are repeated in the answer choices, it seems like the choosing that option would be the correct thing to do. Again, a trap.

To do #2: Read the question, interpret it into your own words and try getting the answer from the basic summary you have constructed. It is important that you understand EXACTLY what you need to do. The options all reflect various levels of understanding of the passage and questions, that is why even the wrong options seem right till you whittle the topic and its questions down to their skeletons.

3. Don’t get influenced by personal opinion and external factors

Passage topics in the GRE Reading Comprehension section are taken from a vast and diverse variety of subjects. Some of these topics you may already be familiar with, and sometimes you may not agree with the views of the topic that is presented to you. Remember that this is only a test of your understanding, and not whether your own opinions reflect those in the passage.

You may feel strongly about a certain topic, but stick to the subject and the context of the topic in the passage. Your answers should be pertinent to the questions asked, and the basis of your answers should be the passage itself! This is yet another way ETS frames the answer options to RC questions in order to trap test takers into choosing the wrong answer. Remember, ETS is not testing you on your opinions, but on your understanding and analysis.

How to Get Good Marks in Reading Comprehension ?

Friends, Now a days, almost every competitive exam asking reading comprehension questions. In these type of questions, they will give you a passage / comprehension and will ask you to read that and answer the questions followed by that passage. Actually this Reading Comprehension section is designed to test the ability of the student to read a passage and understand its contents and his ability to draw inferences on the basis of what is read. In simple words, the student's ability to grasp the contents of the passage in a relatively short span of time is what is being tested.

Central Bank of India Released Interview Call Letters for Clerks

Central Bank of India, one of the leading Nationalized Banks of India has released Call Letters for Interviews of its Single Window Operators ”A/ SWO-A (in Clerical Cadre) Recruitment. There are 3196 Clerical posts in total. You can download call letters from below link. You should enter your Registration Number / Roll Number and Password, in order to download your call letter.

Verbal Analogy Shortcuts - Introduction

Friends, generally an analogy is a parallel that is drawn between two different, but adequately similar events, situations of circumstances. In Verbal Analogy questions they will ask you to determine the relationship between a pair of words and then recognize a similar or parallel relationship in a different pair of words. You are given a pair of words and must choose from the four pairs given as answer choices another pair exhibiting the same relationship. Therefore a test on  analogy is a test of one's language / vocabulary and also a test of one's ability to reason out relationships.

IBPS PO 2 Vacancy Details Out

Good News Friends, IBPS has announced the total number of Probationary Officers vacancies in all 19Nationalized Banks. For which it is going to recruit people by using IBPS PO II Written and Interview scores. There are 22415 Probationary Officers vacancies in total. Among them 11058 vacancies are for General, 6062 for OBC, 3409 for SC and 1886 for ST. Apart from this IBPS has also announced its further recruitment process details too... the results of PO 2 Common Interviews will be announced by the 2nd week of February and the Registration of order of preference for banks by the successful candidates will start from 230th February 2013 to 28th February 2013. And the allotment of jobs is in March 2013.

Questions Asked in LIC ADO Exam Held on 03-02-2013

Friends, here are the Current Affairs questions asked in LIC ADO Exam held on 3rd February 2013. These questions are shared by our readers Ramya , Srinivas Mule and another reader. We are very thankful to them on behalf of our reders for sharing and we wish them good luck in the exam.

Tamilnad Merchantile Bank Recruitment of Assistant Managers 2013

The Tamilnad Merchantile Bank Ltd (TMB Ltd), one of the leading private sector banks in South India which is offering banking services with 300 branches all over india since 1921 having its head office in Tuticorin, Tamilnadu is inviting applications from eligible candidates for the posts of Assistant Managers for the year 2013. 

Letter Writing Techniques for SBI PO Exams - Personal Letters / Informal Letters

Personal Letters (or) Informal Letters : These are letters that do not have many rules. Since you are writing to your friends and family, you are free to choose your tone and content. Write your full name and address even if it is an informal letter.

Divide your letter in small paragraphs. Keep your writing simple. Make a good choice of words especially if you are writing an apology letter to express your condolences in case of a death.

Letter Writing for SBI PO Descriptive Paper - Introduction

The key to the success in the era of globalization is communication. And correspondence (letters) is perhaps the most important component of communication. Even in the age of modern technological innovations like e-mail, internet and long distance connectivity, letters still carry the maximum load of personal and business communication.