Allahabad Bank - Specialist Officers - 115 Posts

One of the biggest nationalized bank Allahabad Bank is inviting applications for recruitment of 115 Specialist Officers from IBPS (Specialist Officers CWE conducted on 11.03.2012) qualified Indian Citizens. The candidates have to acquire the Score Card issued by IBPS authority and the candidates required to apply online trhough Allahabad Bank's website Only (detailed links given below). There will be Direct interview or Interview with gorup discussion for the Shortlisted candidates will be there (to be decided by the Bank in due course). The online application link will be activated from 26th May 2012 to 9th June 2012.

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Punjab and Sindh Bank - Specialist Officers and CA

Punjab & Sind Bank became the first bank inviting applications for the post of Specialist Officers from Indian citizens who have qualified the Common Written Examination for Specialist Officers conducted by IBPS in March 2012, and having the Score Card issued by IBPS. The starting date for the Online Application is 1st June 2012 and the ending date is 15th June 2012. The Bank also inviting applications for the Posts of Chartered Accountants in MMG Scale –II & III and one post of Chief Information Security Officer (CISO) in SMG Scale –V. Please check the details below...

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Simple Method for Calculating Shortcut for Square - Part 2

We've already seen how to find the squares of numbers which are one more than those whose squares we already know (eg 25, 30, 35 etc).Read that post Here. Similarly, we can find the squares of numbers which are one less than the numbers whose squares are known already to us. For Example,

292 = 30 - 30th odd number = 900 - 59 = 841

392 = 40 - 40th odd number = 1600 - 79 = 1521

342 = 1225 - 69 = 1156

542 = 3025 - 109 = 2916

742 = 5625 - 149 = 5476

942 = 9025 - 189 = 8836

2142 = 46225 - 429 = 45796

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Shortcut for Square - A Simple Method

We have already discussed a method for finding the squares of the given number (check that method Here). Now we shall discuss another simplest method to calculate square of the given number. First of all one thing you should keep in mind, for you r convinience we've mentioned each and every step in detail. But You should do all these calculations MENTALLY. I mean without using pen or pencil. So practice well to do these problems orally. Now lets go to the topic, Finding the square of a number ending in 5 is very simple. If the last digit of the number is 5, then the last two digits of the square will be 25.What ever is the earlier part of the number multiply it with one more than itself and that will be the first part of the answer. (The second part of the answer will be 25 only).

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Bank of India - Clerks Shortlisted Candidates for Interview

Bank of India declared the result shortlisted candidates for Interview of its Recruitment project of Clerks through IBPS. Tentative dates for interview are from 11th June 2012. The shortlisted candidates can download the Call Letters from the Bank of India website 10 days before the date of Interview. Candidates should carry all the ORIGINAL documents including their IBPS Score Card and Photocopies of all the certificates (attested) while attending the interview. And for the candidates who dont have their Application, the application will be provided once again on the BOI website 10 days before the date of Interview. Check the remaining details below.

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CWE for Regional Rural Banks

IBPS has announced Notification  for Common Written Exam for scale -I, II and III cadre officer and office assistant (multipurpose) posts in Regional Rural Banks in the country. The exam will be held on September 2012. The process of conducting the exam and issuing the score cards is same as the previous IBPS exams (Clerks and POs). The starting date of the online application is 1st June 2012 and the closing date is 25th June 2012. The tentative date for the Examination is 2nd September 2012 (for Officer Scale - I, II and III Posts and 9th September 2012 for Office Assistant Posts... Check the remaining details below......

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Indian Overseas Bank - Specialist Officers - 551 Posts

Indian Overseas Bank, one of the leading Public Sector Banks of India is inviting online applications  from eligible Indian Citizens for recruitment  of its 551 Specialist Officers positions. The posts are TOP MANAGEMENT GRADE (TMG SCALE VI), SENIOR MANAGEMENT GRADE (SMG SCALE V), SENIOR MANAGEMENT GRADE (SMG SCALE IV), MIDDLE MANAGEMENT GRADE (MMG SCALE III), and MIDDLE MANAGEMENT GRADE (MMG SCALE II). Starting date of the Online Application is 29th May 2012 and the closing date is 12th June 2012. For the remaining details like Eligibility criteria and Details of the Posts check the below link.

Check the Complete Details Here >>

                                              

Find More Job Notifications Here >>

Shortcut for Multiplication (Base Number Method Part 2)

We've already discussed about the Shortcut Method (Base Number Method) for doing multiplications. In the earlier post we've discussed doing the multiplication by taking the base as 100 (Click Here to read that). I mean, you can do the multiplication for the numbers nearer to the 100. Then what about the remaining numbers? Well, being the Guide 4 Bank Exams we have solutions for all Banking Problems... So, lets have a look at some more approaches of the Base Number Method so that it will be easier for you to multiply any number with any number :)

Find the product of 117 and 88

117   --->   +17

  88   --->   -12

____         _____

105             -204           Ans : 10296

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Shortcut for Multiplication (Base Number Method)

We've already discussed some short cut tips for Multiplications. You can check that post Here. Now we shall discuss another  Simple and Useful method for Multiplication. In this method we take a base (according to the given numbers) and do the multiplication according to that base. Assume that you have to multiply 97 with 92. The power of 10 to which these two numbers are close is 100. We call this 100 as the base. Now write these two numbers with the difference from the base. 

97 ------>  -3  (because 97 is obtained as 100 - 3)

92 ------> -8 (because 92 is obtained as 100  -8)

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Five Year Plans In India

In this post we shall discuss about the Five year Plans in India. Click here to read about the previous topic Economic Planning in India.

1st Plan : 1951-56

• Priority giving to Agriculture and Irrigation.
• "Harrod - Domar" growth model adopted.
• This is the only plan in which Prices Fell.

2nd Plan : 1956-61

• PC Mahalanobis prepared this Plan. Priority given to basic and heavy industries. 
• Bhilai, Rourkela and Durgapur Steel Plants, ONGC, Ranchi Heavy Engg. Corporation, Neyveli Lignite Corporation, Multi-purpose projects - Nagarjuna Sagar, Bhakra Nangal, Hirakud started during this Plan. 
• Deficit financing Started in this plan.
• "Socialist pattern of society" is accepted as a goal.

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Economic Planning in India

In this post we shall discuss about Indian Economy. Espicially the Planning commission of India and Five Year Plans.These topics are very important for all Bank Exams. The Soviet Union is the 1st country in the world to adopt Planning. Latter in 1934 M. Visweswarayya wrote "Planned Economy of India". He is the first to introduce "Planning" concept in India. Lets have a look at some important points about the Economic Planning in India.

• 1938 : National Planning Committee under Jawaharlal Nehru.

• 1943 : Bombay Plan : Drafted by 8 big industrialists.

• 1944 : Gandhian Plan : Srimannarayan Agarwal.

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SBI Clerks Marketing Aptitude - Paper 6

SBI Clerks Exam - Held on 25-11-2007

1.       Prior to the Industrial Revolution, selling was no problem and no sales team is required because _______________

1.       Marketing was not a subject then

2.       People was not a subject then

3.       People don’t want to sell anything

4.       Small-scale enterprises dominated the economic scene

5.       None of these

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Dena Bank's Statewise Cutoff for Interview (Clerical)

Dena bank announced its schedule and Cutoffs for the Interview for the Post of Clerks.It is the first bank who announced the schedule. For its 1090 Clerical Posts, Dena bank had invited online applications from IBPS Qualified Candidate.

The Eligibility Criteria was :

• 60% in 12th (pass for SC/ST) / Pass in any degree.
• Section wise cutoff of 24 for General & 21 for Others.

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Poverty Eradication Programmes

Today we shall discuss about the Poverty & Poverty Eradication Programs of India. Being bank aspirants, all of us prepare well about Banks, Indian Economy, Famous People, Current Events, Bilateral Issue etc... But often neglect a few areas, "Poverty Eradication Programs" is one among them. According to one of my friends, there is no need to prepare for these type of bits. Just see the options given in the exam and choose the one which is having the name "Indira, Rajeev or Nehru" in it!!! of course, this is also true at a certain extent. But why to take risk? Just spend 10 mins of your time and have a look at the following points.

Below Poverty Line (BPL) : According to the "Task Force on projection of minimum needs and effective consumption demand" appointed by the Planning Commission, a person is BPL if his daily consumption of calories is less than 2400 in Rural Areas and 2100 calories in Urban areas.

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State Bank of India (SBI)

In this post, we shall discuss about the India's oldest, largest and most successful commercial bank State Bank of India (SBI). This post is very useful for those people who are preparing for Bank Exams (IBPS and SBI).

• Imperial Bank of India was created in Jan 1921, by amalgamation of three presidency banks, those are
1. Bank of Bengal
2. Bank of Bombay
3. Bank of Madras

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Syndicate Bank - 1000 Clerks - IBPS

The Syndicate Bank, one of the Nationalized Banks of India is inviting applications from the Eligible IBPS qualified candidates who are having a valid IBPS Score Card,  for filling up its Probationary Clerks Vacancies. The details of State/UT wise, Category wise eligibility criteria is yet to be declared (the details will be available at the below link from 01-06-2012). The starting date for the online application is 01-06-2012. and the ending date for the applications is 15-06-2012. 

See the Remaining Details HERE >>

Nationalized Banks - Important Info

In this post we shall discuss about some important points about Nationalized Banks. Which are useful for all Bank Exams.

• Allahabad Bank is the Oldest Joint Stock Bank of India.
• Andhra Bank was the bank founded by a Freedom Fighter Dr. Bhogaraju Pattabhi Seetaramayya.
• Bank of India was the first bank to open branch outside India (in London, 1946)
• Canara Bank is the bank  to be given an ISO 9002 certificate for one of its branches.
• The postal department has issued a commemorative stamp in the name of Central Bank of India celebrating 100 years in 2011.
• Central Bank of India is the First Indian Bank to be wholly owned by Indians.

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Statement - Assumptions

Today we shall discuss about one more important topic of Reasoning part of Bank Exams, Statement - Assumptions. In these type of questions, they will give you a statement followed by two assumptions. You have to read the statement and assumptions clearly and find out an Implicit one. Lets see some examples.

Read the following Statement and Assumptions.

Give answer (a) if only assumption 1 is implicit.

Give answer (b) if only assumption 2 is implicit.

Give answer (c)if either assumptions 1 or 2 is implicit.

Give answer (d) if neither assumption 1 not 2 are implicit.

Give answer (e) if both assumptions 1 and 2 are implicit.

1) Statement : Vitamin E tablets improve circulation, keep your complexion in a glowing condition.

Assumptions :

1) People like a glowing complexion.

2) Complexion becomes dull in the absence of circulation.

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Places of Some Important Games and Events

2011 Cricket world cup  -  India, Srilanka, Bangladesh

2015 Cricket world cup  -   Australia, Newzealand

2019 Cricket world cup  -   England, Wales

2011 Rugby World Cup  -   Newzealand

2015 Rugby World Cup  -   England, Wales

2019 Rugby World Cup        -           Japan, Hongkong, Singapore

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Base Rate - Bench Mark Prime Lending Rate

In this post we shall discuss two very important banking terms which are useful for Banking Exams. Those are Base Rate and Benchmark Lending Rate. Lets start with the definitions first.

BPLR (Benchmark Prime Lending Rate) :

The BPLR is the rate of interest at which commercial banks can lend money to EACH OTHER and to some large corporations. It is called benchmark rate or benchmark lending because it is commonly used to calculate other rates of interest.

Base Rate :

The Base Rate is the minimum interest rate for any bank. I mean, the bank cant lend you money for an interest less than  this Base Rate (you may assume that this is the Base of the Interest, so that you can call it as Base Rate). Ofcourse, some exceptions are also there. RBI allowed some cases where Banks can lend amount for interest below the Base Rate except  for DRI advances, They are loans to bank's own employees and banks' depositors against their own deposits etc.

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SBI Clerks - Marketing Aptitude - Paper 5

SBI Clerks exam - Held on: 22-11-2009 (2nd Shift)

1.       “Benchmark” means _________

a.       Benches for customers to sit

b.      Benches for salesmen to sit

c.       Products displayed on a bench

d.      Set standards

e.      All of the above

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SBI Clerks - Marketing Aptitude - Previous Paper 4

SBI Clerical Exam - Held On : 22-11-2009 (1st Shift)

1.     Marketing is the art of __________

a.     Buying more

b.     Paying more

c.     Selling more

d.     Talking more

e.     Only a and b

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Marketing Aptitude for SBI - Part 2

Read Part 1 Here >>

Marketing Mix (4 Ps) :

The Marketing Mix model (also known as the 4 P's) is a tool used by marketers while defining the marketing strategy. Iif you could identify the right combination of these elements, your marketing would succeed. E. Jerome McCarthy introduced the 4 P's of Marketing as a way to describe the mix of factors required to successfully market a product.

The 4 P’s are :

• Product
•  Price
• Promotion
• Place (distribution)

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Marketing Material for SBI PO Exam - Part 1

All our friends are asking about the previous papers of Marketing for SBI PO Exams. But we came to know that many of them don't have the basics of Marketing. So we felt it may useful for them if we post some basic information about marketing. So friends, before preparing old or practice papers just read this article first. These are the basics of Marketing. It wont take much time to complete this. But trust us, it will really helpful while solving any bank exam (especially SBI PO and Clerks exams). Ok, why to waste time? have a look at the following details........

Marketing

Marketing is nothing but to Tell about your product and to Sell it. The technical definition is “ Marketing is the process of planning and executing the concepts, pricing, promotion and distribution of ideas/goods/services to satisfy individual's/organizational “.

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Marketing - Abbreviations

Here are some important Abbreviations of Marketing. These may helpful to you for Bank Exams. Especially SBI Probationary Officers (PO) and Clerical Exams.

Ø  ATM – Automated Teller Machine.

Ø  BEP – Break Even Point.

Ø  BPO – Business Process Outsourcing.

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Marketing Aptitude - SBI Associate Clerks - Paper 3

SBI Associates Clerks - Exam Held on - 16-01-2011 (2nd Sitting)

1.       Marketing in Banks is required for ____________

a.       Getting new customers

b.      Retaining existing customers

c.       Lending

d.      Accepting of deposits

e.      All of the above

2.       Service4 Marketing is the same as _____________

a.       Relationship Marketing

b.      Transaction Marketing

c.       Internal Marketing

d.      All of the above

e.      None of the above

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Marketing Aptitude - SBI Associates Clerks - Previous Paper 1...

SBI Associates Clers - Held on - 16-01-2011

1.       Direct Marketing means ___________

a.       Advertisements

b.      Banners

c.       Face-to-face selling

d.      Selling by all staff

e.      Achieving targets

2.       Web marketing involves ___________

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IBPS Specialist Officers Scores

IBPS has announced the Marks of the candidates who wrote the Common Written Examination held on 11th March 2012.

Inorder to view your marks you should enter your Reg No or Roll No AND Password or Date of Birth.

Click HERE to see your Marks >>

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Conditionals - English for Competitive Exams

In this post we shall discuss about Conditionals. Another important topic which is useful in writing Competitive Exams. Especially Bank Exams.

There are two kinds of conditionals

• Real
• Unreal

Real conditions are used for possible situations. The present tense is used in the if - clause (or conditional clause), and the future tense is used in the result clause.

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Marketing Aptitude - SBI Clerks - Previous Paper 1

SBI Clerks Exam, Held on : 16-01-2011

1.       A Safe Deposit Locker can be canvassed among

a.       All Existing account holders

b.      Persons below poverty line

c.       Students

d.      Jewellers

e.      ATM Cardholders

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Speed Improvement Test - Day 5

Recommended Time : 15 Mins

<< Read Shortcut Techniques Here

Additions / Subtractions

1. 3972 + 7646 + 8791 + 2763 + 9437 = ?
2. 7149 + 3487 + 2983 + 6731 + 8971 = ?
3. 545 - 32 + 217 + 49 - 117 + 81 =?
4. 642 + 717 - 84 + 343 - 119 + 420 = ?
5. 2636 - 1742 + 8346 + 73 - 514 = ?

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Indian Bank POs - Interview Schedule

Indian Bank, one of the Nationalized Banks of India finally announced the Interview Schedule of the shortlisted candidates for its Probationary Officers' (PO) recruitment.

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The Karnataka State Co - Operative Apex Bank Ltd - Clerks

The Karnataka State Co - Operative Apex Bank Ltd is inviting applications from BA / B.Sc / B.Com / B.B.M / BCA Graduates for the posts Clerks - cum - Cashiers (69 Posts) and Clerks - cum - Stenographers (07 Posts).

Check the Remaining details Here >>  (Check Page No. 12 - 14 for English Advertisement)

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Vijaya Bank - POs - 894 Posts

Vijaya Bank, one of the oldest Nationalized banks of India has anounced notification for its 894 Probationary Officers' recruitment. It is inviting applications from the applications from eligible graduates who have qualified IBPS CWE for POs with score 138 and above (24+ marks in every area) for General and 113 and above (21+ marks in ever area) for SC/ST/OBC/PWD.

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Marketing Aptitude - Test 2

1.       Which of the following is not correct with regard to Marketing ?

a.       Marketing is a Management Function

b.      Marketing is a Philosophy

c.       Marketing is not related to Business Activity Alone.

d.      Marketing means Selling.

e.      Objective of Marketing is to achieve customer satisfaction.

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Parallelism - English for Competitive Exams

In this post, we shall discuss about PARALLELISM. An important topic, which is helpful to you in solving English Language section in Competitive Exams especially Bank Exams. Now have a look at the following Points.

• Item in a series must be parallel : I mean, they must have the same Grammatical form. 

• Nouns : 
• He Likes music, art, and science.

• Gerunds : 
• He likes dancing, Swimming, and painting. (Verb + Ing Form)

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Finding the Square of the given Number

In this post we shall discuss about the Shortcut of finding the Square of the Given Number. This is very easy and Simple method. All the you need to learn this method is little concentration and little patience. Remember friends, To make you understand the process clearly, we are posting the process in Step by Step process. But you have to do all these steps Mentally and you should Only write the Answer on Paper... 

Lets start with an example. Assume that you have to find the Square of the number 38.

So, the general process is 38²  multiplying 38 with itself. But this process take much time and effort. So, instead of calculating 38 X 38, just use the formula a² + 2ab + b²

But here you should apply a little trick. If you apply the above formula as it is... you cant get the answer... Just do as mentioned below.

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SBI Clers Previous Paper (2011) - Marketing and Computers

Here is the paper of SBI Clerks (Marketing and Computer Awareness). Try to answer all these 40 questions and after that compare your answers with the Key. All The Best.

1. An email account includes a storage area, often called a(n) __

(1) attachment

(2) hyperlink

(3) mailbox

(4) IP address

(5) None of these

Q. 2. Data becomes __ when it is presented in a format that people can understand and use.

(1) processed

(2) graphs

(3) information

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Problems on Number Series

<< Read Shortcut Rules Here

1.     1, 10, 19, 28, 37, 46, _

a.      40

b.     42

c.      55

d.     54

e.      86

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Profit, Loss and Discount - II

<< Contd from HERE

Knowing the labelled price and the discount percentage and the percentage profit of the seller, we can get the actual cost price.


The selling price fixed by the seller includes all other necessary expenses like taxes, carting expenses etc. By giving some discount, the seller gets more customers.

Note  : Commission or brokerage is Added when we purchase, Subtracted when we Sell.

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Profit, Loss and Discount

If you buy a mobile for Rs 1000, then it is called Cost Price. If you sell that to me for Rs 2500 (don't worry, I am dumb enough to buy that) then it is called the Selling Price. Here you made a "PROFIT" or "GAIN" of Rs 1500. If i sell the same mobile for Rs. 1800 to anybody else, then I will make a "LOSS" of Rs. 700.

Simply we can say that, if the Selling Price is is more than the Cost Price we can Make Profit. or If the Cost Price is more than the Selling Price then we will end up with Loss.

Profit = Selling Price (S.P) - Cost Price (C.P)

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Download your SBI Clerks Halltickets

Friends, You can Download your SBI Clerks (Assistants and Stenographers) Hall tickets from The Below Link. All The Best Friends.. Prepare Well :)

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Speed Improvement Test - Day 4

Recommended Time : 15 Mins

<< Read Shortcut Techniques Here

Additions / Subtractions

1. 4321 + 64319 + 54321 + 709126 = ?
2. 5321 + 6741 + 8091 + 4678 + 2132 = ?
3. 432 + 216 + 509 + 723 - 625 - 416 = ?
4. 40965 + 60978 - 31241 - 20986 = ?

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Speed Improvement Test - Day 3

Recommended Time : 15 Mins

<< Read Shortcut Techniques Here

Additions / Subtractions

1. 7281 + 6542 + 3761 + 12895 = ?
2. 4321 + 6598 + 1762 + 8009 + 1076 + 1421 = ?
3. 17146 + 67421 + 86432 + 54321 = ?
4. 89 + 203 - 1096 + 14762 = ?
5. 77690 - 7769 + 776 - 77 + 6 = ?

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Countries and Currencies

In this post we shall discuss about different Countries and their Currencies. This information is very important for Banking Exams...

Country	Currency
Afghanistan	Afghani
Argentina	Austral (Peso)
Australia	Dollar
Bangladesh	Taka
Belgium	Franc
Brazil	Cruzeiro
Bulgeria	Leva
Canada	Dollar
Ceylon	Rupee
Chile	Peso
China	Yuan
Columbia	Peso
Costa Rica	Colon
Czechosolovakia	Koruna
Denmark	Krone
Ethiopia	Dollar

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United Nations Organization (UNO) - Part II

<< CLICK Here to read Basics of UNO

International Court of Justice (ICJ) :

Headquarters : The Hague (Netherlands)

Membership : Consists of 15 Judges and one Chief Justice who are elected by the General Assembly and the Security Council for a term of nine years. The chief justice term is 3 years.

Functions : 

• It gives advisory opinion on legal matters to the bodies and special agencies of the UNO and considers the legal disputes brought before them. 
• Justice R.S. Pathak, former Chief Justice of India, was elected judge of the ICJ on April 18, 1989.
• He became the third Indian on whom this honour has been bestowed.
• The Other two were, Justice B.N.Rao and Justice Nagendra Singh

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UCO Bank - 1000 Clerks - IBPS

UCO Bank, one of the Leading Public Sector Banks, inviting applications for Clerical posts, from IBPS Qualified Indian citizens.

Starting Date of Registration	16.05.2012
Last Date	02.06.2012
Eligibility criteria (viz. Age /Qualification / Experience etc.) reckoned as on	01.08.2011

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United Nations Organization (UNO)

In this post we shall discuss about the United Nations Organization (UNO). Here are some basic and important details about the UNO.

• It is an association of Independent States which bounded themselves by a Charter to maintain International Peace and Security.
• This is the world's Largest International Organization, a successor to the League of Nations.

Foundation Day of UNO : 

                      The UNO formally came into existence on October 24, 1945 when the governments of China, France, the United Kingdom, the former USSR, the United States and a majority of other states ratified the UN Character.

United Nations Day :

October 24 is celebrated as the United Nations Day throughout the World.

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Central Bank of India - POs - 1000 Posts

Central Bank of India, Leading Public Sector Bank with Pan India branches network of more than 4000 branches, with total business of more than 348000 crores and driven by talented workforce of 36000  + employees invites  ON-LINE Applications, from qualified candidates who hold a valid score card issued by IBPS, for recruitment to the Post of Probationary Officer.

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Problems on Percentages

Lets do some problems on Percentages  

<< Read Basics HERE 

A's income is 20% more than that of B while B's income is 20% less than that of C. Whose income is the highest amongst all?

 Sol : Let the income of C be Rs. 100/-

            So, The income of B is Rs. 80/-

            A's income is 20% more than B = (120/100) X 80 = Rs. 96/-

           So, obviously C's income is Highest

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Percentages

Percentage is nothing but a fraction, whose denominator is 100. The actual meaning of Per-Cent is per every 100. It is usually denoted by the sign % and sometimes shortened as P.C.

Eg. 5/100 is called 5 per cent (or 5%)

Here 5, which is the numerator is called the rate per cent.

In the same way 18% means 18/100 (18 out of 100)

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Speed Improvement Test - Day 2

Recommended Time : 15 Mins

<< Read Shortcut Techniques Here

Additions / Subtractions

1. 5462 + 2186 + 1239 + 8641 + 5742 = ?
2. 6156 + 5421 + 3415 + 8036 + 2909 = ?
3. 1245 - 6421 - 3091 + 8765 = ?
4. 43219 + 89176 + 27461 + 7091 + 5678 = ?
5. 9876 - 5432 - 2764 - 1024 = ?

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Speed Improvement Test - Day 1

Recommended Time : 15 Mins

<< Read Shortcut Techniques Here

Additions / Subtractions

1. 12345 + 34567 + 78123 + 40249 = ?
2. 51241 + 64172 + 81496 + 34567 = ?
3. 19876 + 64321 + 19283 + 40091 = ?
4. 91274 - 40362 + 54321 - 65409 = ?
5. 10568 + 5432 + 246 - 8432 - 4169 = ?

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Basel -I and Basel II Norms

Here are some important points about Basel -I and Bales - II Norms.

• Bank for International Settlements (1930) is at Basel, Switzerland, acts as a coordinating agency for Inter - Central bank dealings and for settling balance of payments imbalances.
• RBI is a member in BIS since 9th September 1996.
• These norms come under Basel accord for the regulation of Banks set by the Basel committee mainly to protect the interest of deposits. 

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Operating System (OS)

An Operating System works as an Interface between the User and the Computer. This is the basic definition of the Operating System. What does this mean? and what ACTUALLY an operating system does?

A Controlling division as in a school, in an organization or in a business is must to make the remaining divisions run smoothly. 

So, as we all know a computer is a collection of electrical, electronic and mechanical parts, and working with all these parts together may cause a major problem. So, the operating system therefore provides the links between the different components of a computer system and also details how each component of the computer system should work.

It is a class of a software which controls the execution of other system programs that may provide

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Inflation

Persistent rise in the general price level or "fall in the value of money" is called inflation. Have a look at some important points about Inflation.

• Price Level and purchasing power or value of money are inversely related.
• Changes in price level are measured in terms of whole-sale price (WPI) Index.
• WPI is released by the Department of Industrial Policy and Promotion.
• WPI is constructed weekly since 1942 and shifted to monthly in Nov. 2009.

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Printing of Currency Notes and Securities

 Read about Money HERE >>

• Currency Notes Press, Nasik Road - Denomination of Rs.1, 2, 4, 10 , 50 and 100.
• Printing of 1, 2, 5, Notes Discontinued.
• Bank Notes Press, Dewas (MP) : Rs 20, 50, 100, 500 and 1000.
• Modernized currency notes Press at Mysore, Salboni (West Bengal)
• Minting of Coins : Mumbai, Kolkata, Hyderabad, Noida (UP).
• Indian Security Press, Nasik Road : Printing of Postal Stamps, Postal material, Judicial, Non-Judicial Stamps, Cheques, Bonds, NSCs, Indira

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Money

Money, a wonderful term. I don't think that I should explain more about It. But here are some important points which are useful for Banking Exams. 

Functions of Money :

Money is what money does. Money discharges Five functions.

1. Medium of Exchange
2. Measure of Value
3. Store of Value
4. Standard of Deferred Payments.
5. Transfer of Value

Some more important points about Money are....

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Time and Work - Problems

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1.  36 men can do a piece of work in 25 days. In how many days can 30 men do it?

    Here , the work is same.. So,

                    

                    (S X T) / W = (s X t) / w 

        

                  = >       (S X T) / W = (s X t) / w    [ Cancel W for both sides]

               Now, substitute the values...

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